Full-Stack Banking

Everything you need.
Nothing you don't.

12+ payment methods, real-time receipts, crypto integration, and bill payments — all in one account with zero monthly fees.

Deposits

Fund your account via bank transfer, ACH, wire, debit/credit card, crypto, or PayPal.

  • Instant card deposits
  • Same-day ACH
  • Crypto BTC/ETH/USDT/BNB/SOL
  • PayPal, Venmo, Zelle

Withdrawals

Get your money out fast. Free ACH, wire transfers, crypto payouts, and instant card withdrawals.

  • Free ACH withdrawals
  • Same-day wire ($25)
  • Crypto to any wallet
  • Instant debit card payout

Transfers

Send money to any NexaBanking user instantly with zero fees by email or account number.

  • Instant internal transfers
  • Send by email or account #
  • Zero transfer fees
  • Add a memo/note

Crypto

Hold and transact in Bitcoin, Ethereum, USDT, BNB, and Solana alongside your USD balance.

  • 5 cryptocurrencies
  • Multiple networks (ERC-20, TRC-20, BEP-20)
  • Real-time coin prices
  • Wallet address + QR code

Bill Payments

Pay utility bills, rent, subscriptions, and more directly from your NexaBanking balance.

  • Electricity, water, gas
  • Internet & phone
  • Rent payments
  • Subscription management

Transaction Receipts

Every single transaction generates a professional PDF receipt automatically — forever.

  • Auto-generated PDFs
  • Full transaction details
  • Downloadable & shareable
  • Accessible anytime

Payment Method Comparison

Choose the right method for every situation

MethodFeeSpeedAvailable
🏦Bank Transfer
FreeInstantActive
🔄ACH Transfer
Free1–3 daysActive
Wire Transfer
$25Same dayActive
💳Debit Card
2.5%InstantActive
Bitcoin (BTC)
$2.5010–30 minActive
ΞEthereum (ETH)
$2.502–5 minActive
💲USDT
$2.50InstantActive
🟡BNB
$2.503–5 minActive
Solana (SOL)
$2.50< 1 minActive
🅿PayPal
FreeInstantActive
💜Zelle
FreeInstantActive
🍎Apple Pay
FreeInstantActive

Account Limits

Transparent limits, no surprises

Daily Deposit

$50,000

Per day, all methods combined

Single Withdrawal

$10,000

Per transaction maximum

Daily Transfer

$10,000

Internal + external per day

Monthly Deposit

$250,000

Rolling 30-day limit

Single Transfer

$5,000

Per individual transfer

FDIC Insurance

$250,000

Per depositor protection

Start using all features today

Free account. Instant setup. No credit check required.

Open Free Account